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USDA Rural Development Loans are 100% financing, government-insured loans that can be used to purchase property in approved rural areas throughout the U.S..

Effective on October 1, 2012, the mortgage insurance rates for Section 502 Guaranteed USDA Loans are as follows:

  • 2.0% upfront mortgage insurance premium fee paid at closing
  • 0.40% annual mortgage insurance fee, based on remaining balance

Note: There is no accuracy guarantees of the results of this calculator. To obtain accurate results for your specific circumstances, please make contact with a USDA mortgage lender.


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